Risk Analyst

UK London - office based role 5 days per week - EC3A 7BA

Description

Do you have a background within risk from the financial services, payments or Fintech sector and looking for an opportunity to broaden your knowledge and fast track your skills development with one of Europe's technologically advanced and growing payments companies?

Why viva.com

Viva.com is Europe’s first acquirer powering merchant payments acceptance across 24 countries and 1.165+ devices. With an ECB approved banking license and presence in 24 European markets, Viva.com’s Tap on Any Device technology for in-store payments, Smart Checkout payment gateway for online payments, and marketplace payment solution, help European businesses of any size to accept and manage payments how they want. All of Viva.com’s technology is built in-house over MS Azure, and is fully scalable, supporting any payment checkout journey.

Viva.com provides a seamless, conversion-boosting omnichannel payments platform, featuring acceptance of 40+ payment methods across 17 languages and 9 currencies. Viva.com’s ever-expanding financial services' suite includes value added features such as Real-Time Settlement; Offline Payments minimising chances of losing a sale; a Viva.com business debit card to manage corporate expenses, while reducing acceptance fees to as low as 0%; and Merchant Advance.

As a Risk Analyst, you will

• Assist in identifying potential risks across various business units, analyzing their potential impact on the organization.
• Perform data analysis to understand risk exposure, trends, and potential vulnerabilities within operational processes.
• Prepare detailed reports summarizing risk assessments, findings, and recommendations. Support the development of presentations for senior management and stakeholders.
• Support the monitoring of compliance with internal risk policies and external regulatory requirements. Help conduct audits and reviews to assess risk management effectiveness.
• Assist in managing the operational risk incident log, tracking incidents, outcomes, and corrective actions implemented.
• Provide support to business units in understanding and applying risk management practices and policies.
• Keep abreast of industry trends, regulatory changes, and best practices in risk management. Contribute to the continuous improvement of risk management tools and methodologies.

Requirements

Required Skills & Experience

• Bachelor’s degree in Finance, Economics, Risk Management, or a related field.
• Experience in finance services, payments, or fintech is a plus.
• Basic understanding of risk management principles and practices. Familiarity with regulatory compliance in the relevant industry is desirable.
• Strong analytical and problem-solving skills. Proficiency in data analysis tools and software
• Good communication and interpersonal skills.
• Detail-oriented with a proactive approach to identifying risks and anomalies. Ability to work collaboratively in a team environment. Eager to learn and adapt to new challenges.

Personal Profile

• Possesses a keen analytical mindset, capable of dissecting complex data sets to uncover risk insights.
• Effective communicator, able to articulate risk findings and recommendations clearly to peers and supervisors.
• Demonstrates the ability to work effectively within a team, contributing to a collaborative work environment.
• Proactive in taking initiative to identify potential risks and seek guidance on complex issues.
• Pays close attention to detail, ensuring accuracy in risk analysis and reporting.
• Exhibits a strong desire for continuous learning and professional growth in the field of risk management.
• Adapts quickly to changing priorities and is able to manage multiple tasks simultaneously.

#LI-Onsite

Benefits

• Individual performance bonus.
• Private medical health insurance.
• 25 Days holiday rising to 30 with service + bank holidays.
• A diverse multi-cultural working environment.
• Opportunity to fast track skills development by working on a broad range of risk topologies, within the fast evolving digital payments environment.
• Technology focused organization, employing many leading edge technologies.
• Office based role working out of either London or Milton Keynes offices.
• 9am-5pm office hours Monday to Friday.